State Licensing: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (CA Mortgage Bankers License #4170049). Licensed by the State of Nevada Department of Business and Industry as a Mortgage Banker (NV Mortgage Bankers License #3384). AZ: ADFI License #0927034, NMLS #187023. Additional locations: 8330 W Sahara Ave Suite 240, Las Vegas, NV 89117; 2365 B Renaissance Drive, Las Vegas, NV 89119; 11120 E. Bajada Dr., Scottsdale, AZ 85262; 1819 S. Dobson Rd. Suite 208, Mesa, AZ 85202; 1110 NorthChase Parkway, Suite 275, Marietta GA 30067. Licensed in NV, CA, AZ, TX, NC, SC, GA, FL, WA, MT, CO, TN. For complete licensing information, visit www.nmlsconsumeraccess.org.
Derek Emmen License Numbers: CA-CA-DFPI2094116 View on NMLS Consumer Access →
General Disclaimer: This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and underwriting approval. Not all products are available in all states or for all loan amounts. Estimated rates and savings are for illustrative purposes only and do not constitute a guarantee. Other restrictions and limitations apply. Not intended for legal or financial advice — consult your own professionals if such advice is needed.
Equal Housing Opportunity: ReNew Lending is an Equal Housing Lender. All qualified applicants will receive consideration for credit without regard to race, color, religion, sex, handicap, familial status, or national origin.
Texas Residents - Consumer Protection Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.